Financing vs. Leasing

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Financing vs. Leasing at INFINITI of Hoffman Estates

It’s easy to know you want the latest in technology, performance, and design, but deciding whether to lease or finance can be challenging. INFINITI of Hoffman Estates The Finance Department will help you uncover whether financing or leasing would be the best option for you. Our finance experts will take into consideration your driving habits, budget, and preferences and reveal the benefits and disadvantages of each option to help you decide whether to choose to finance or lease your next INFINITI. Discover the best way to get behind the wheel of a new INFINITI while staying within your budget. Contact INFINITI of Hoffman Estates Finance Department with any questions about leasing and financing options, and you can even use our online tools to help decide! Our secure finance application and payment calculator can easily be filled out before ever entering our dealership! Uncover additional ways to save at INFINITI of Hoffman Estates with our available offers and incentives:

INFINITI Financing

Financing an INFINITI is a great investment that allows you to have full ownership of your vehicle, build equity, and have access to INFINITI ownership benefits. Explore INFINITI of Hoffman Estates’ new INFINITI inventory, Certified Pre-Owned INFINITI, and pre-owned vehicles to unlock the advantages of INFINITI ownership. When you choose to finance a new INFINITI model, you will be able to customize your vehicle, resell it whenever you’d like, and take advantage of a comprehensive warranty.

Benefits

  • Full ownership of your INFINITI
  • No mileage limitations
  • No monthly payments once your loan is paid off
  • No penalties for the condition of the vehicle
  • Factory warranty to cover major repairs

Disadvantages

  • Higher down payment
  • Higher monthly payments
  • Higher repair costs
  • Vehicle Depreciation

INFINITI Leasing

If you enjoy getting a new INFINITI every two to three years, with the latest in performance, design, and technology features, leasing would be a great option for you! When you lease an INFINITI, you can choose from a lease contract length and mileage limits that will work best with your budget! When you choose to lease, you will only pay the depreciation value of the INFINITI during the lease, pay a lower down payment, lower monthly payments, and have flexible lease-end options! At the end of your lease, you can choose between exchanging your INFINITI lease, buying your lease, or simply returning your lease.

Benefits

  • Lower monthly finance charges and sales tax
  • The down payment on leased vehicles requires little to no down payment and lower monthly payments
  • All new INFINITI model leases come with various limited warranties
  • Multiple lease-end options

Disadvantages

  • Mileage limitations
  • Charges for excess wear and tear
  • Can not customize or accessorize
  • Limited ability to build credit

INFINITI Lease End Options

As your INFINITI lease nears an end, you can choose from returning your vehicle and exchanging it for a new INFINITI, returning and walking away, or purchasing your leased INFINITI.

Return your INFINITI

If you are looking to return your INFINITI, you can choose from exchanging it for a new model, or simply walking away. If you have decided to return your INFINITI lease, you should prepare for a return by completing the following steps:

  1. Schedule your pre-return vehicle inspection
  2. Decide if you want to make repairs
  3. Make an appointment with your INFINITI Retailer
  4. Complete a federal odometer/lease termination statement
  5. Satisfy any lease liability fees/charges
  6. Satisfy any additional charges

Purchase your INFINITI Lease

If you aren’t ready to get rid of your INFINITI, you can purchase it! At INFINITI of Hoffman Estates, you can purchase your INFINITI at the end of your lease term. This lease-end option allows you to bypass the dealership inspection. If this is the best choice for you, contact INFINITI of Hoffman Estates Finance Department to discuss payment plan options!

Why Finance with INFINITI of Hoffman Estates

At INFINITI of Hoffman Estates, our finance department is committed to exceeding your expectations. Our friendly and knowledgeable staff will work with you to determine whether leasing or financing would be best for your budget and lifestyle, as well as uncover any incentives and specials to ensure you get the best price possible. INFINITI of Hoffman Estates also offers online tools to help you get a head start on the finance process! Value your trade, apply for financing, and even use our payment calculator to get an idea of your financial possibilities. For more information, contact our team at INFINITI of Hoffman Estates Finance Department, we are always happy to help!

Financing vs Leasing FAQs

What are the benefits of leasing an INFINITI?

Benefits of leasing an INFINITI include:

  • Lower monthly finance charges and sales tax
  • The down payment on leased vehicles requires little to no down payment and lower monthly payments
  • All new INFINITI model leases come with various limited warranties
  • Multiple lease-end options

What are the benefits of financing an INFINITI?

Benefits of financing an INFINITI include:

  • Full ownership of your INFINITI
  • No mileage limitations
  • No monthly payments once your loan is paid off
  • No penalties for the condition of the vehicle
  • Factory warranty to cover major repairs

How do I decide whether leasing or financing is best for me?

When determining whether to lease or finance your next vehicle. You should consider your driving habits, lifestyle, and budget. If you are unsure which would be best for you, our finance experts at INFINITI of Hoffman Estates will go into more detail about the benefits and disadvantages of each option.

Is leasing or financing better for lower monthly payments?

Leasing a new INFINITI would most likely offer you the lowest monthly payments.

How many miles can I drive with a leased INFINITI?

When you are discussing your lease contract with one of INFINITI of Hoffman Estates finance experts, you can choose a lease contract with 12,000 to 15,000 miles per year with your INFINITI.

What are my INFINITI lease-end options?

At the end of your INFINITI lease contract, you can choose to lease a new INFINITI, buy your leased INFINITI, or just return your INFINITI.

INFINITI of Hoffman Estates 42.0474488, -88.1067255.